Who pays what?

When a lease is signed, the dealer is an intermediary between the funding agency and the consumer.

After signing the contract, the consumer relationship is directly with the institution that makes the lease, except for maintenance and necessary repair of the vehicle.

The terms of each lease are different, but generally, the consumer agrees to pay to use the car during the contract term, by your insurance, excess mileage if the limit is not respected, the cost of repair and / or replace parts and components included in what is known as “wear and tear” (wear and tear) and of course for gasoline.

This last point – the weare and tear “- is where many consumers may suffer serious financial consequences if they do not take the necessary precautions.

To begin with, when delivering the vehicle at the end of the lease contract, it should be presenting him with what the contract is considered “normal wear and tear”.

Most lease contracts specify that the consumer is responsible for the replacement of parts which normally wear out with use of the car: tires, lights, wipers, brake systems, etc.

Moreover, the contract states that the vehicle must be returned to “normal” wear and tear: ie not have scratches or dents in the paint, evidence of accidents, broken upholstery, windshields smashed, bald tires, worn shock absorbers , electronic accessories in terms of use, etc.

When a customer returns a vehicle with any one or more of the above problems, the company that funded the lease – not the dealer – will force you to pay for the replacement of worn parts and / or necessary repairs to that vehicle is in “normal conditions” after the wear and tear of the contract term.

For all this, it is important to ensure that the contracts include specific descriptions spbr the “were and tear”. There are insurance policies that protect against these bullrings, but this obviously raises the total cost of the lease, but can save a lot in the end.

The potneciales problems “were and tear” excessive usually detected prior to returning the car or regular maintenance service inspection.

In all cases, repairs must be documented by the consumer to be made to the satisfaction of the agency lease.

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